Bright Oak

Info:  At Bright Oak we don’t just offer free debt advice. We offer advice that will help you find the best debt solution for you. In many cases this can even result in up to 75% of you debts being written off. This government legislation writes off the debt you cannot afford; legally and forever.

Our experienced advisers offer you the chance to receive high-quality free debt advice that is, confidential and impartial. Debt advice from Bright Oak will provide the information that allows you to make educated decisions. Debt solution recommendations are made after investigating your financial circumstances.

Best and ethical advice does not have to come at a cost to you. There’s simply no need to pay for advice (as you will at some other debt help companies). There’s nothing to lose by calling us.

Clear Start

Info:  Is a national organisation set up to provide free support to help people with serious debt problems. In particular the service is aimed to support the following categories of individuals or households:

Those with multiple unsecured debts such as credit cards and personal loans, but unable to afford the minimum monthly payments. Those threatened with or considering bankruptcy, and looking for an alternative solution. Those looking to set up an Individual Voluntary Arrangement (IVA) to reach a final settlement of their debts.

Debt Advice Trust

Info:  Is a UK registered not for profit organisation which exists to enable people in serious debt to get advice on various debt solutions ranging from Bankruptcy to an IVA (Individual Voluntary Arrangements), Debt Management Plans and more.

As a not for profit organisation, we are here to provide a source of expert, honest and impartial advice about getting out of debt. Our fully trained Counsellors will help ensure you are provided with the best advice for your particular situation.

Debt Collection Solutions

Info:  Is an ethically responsible debt collecting agency, who maintain the highest standards of quality and customer care. DCS understands how important it is for a client to maximise their collectable income and we provide a range of services from as little as 20% commission, including sundry debt collection, tracing services and debt collection advice.

The DCS team are all fully trained, adhering to a comprehensive Code of Practice, and use a mixture of letters, telephone calls and personal visits to ensure prompt payment. DCS is dynamic and innovative, and dedicated to helping its clients manage their debt more effectively through a fully integrated and partnership approach. We enable our clients to focus on their core business, whilst we actively manage their debtors and their debt profile to achieve excellent results.

Debt Collection Solutions (DCS) Ltd is ethically driven in its approach, the team works hard to be fair and balanced with customers whilst securing payments. When customers contact us they are met with a customer focused response, empathic approach supported by a strict debt repayment focus. Everything is done to ensure that the customer's financial situation is taken into account and any vulnerability issues are understood.

Debt Solutions Scotland

Info:  Vision Statement: "To be Scotland’s leading provider of ethical debt solutions".

Mission Statement: “Debt Solutions Scotland aim to be Scotland’s largest free debt advice company. Our service will enable people with debt in Scotland to receive honest and professional advice in complete confidence. We deliver our service to every Scottish resident through thorough staff training and support, which assists our advisors to provide debt advice of the highest quality.”

Government Debt Advice

Info:  Losing your job, having a baby, divorce or separating from a partner, sickness or bereavement all of these things can make it very difficult to manage a budget. You can fall behind with your rent or mortgage payments and other bills mount up. Soon you can find yourself juggling payments and in debt.

The good news is there are many options both government backed and independent to help relieve the stress and worry of your debt, plus, if you qualify for an IVA, you could clear a very large portion of your unsecured debt. In many cases as much as 75%!

If you are concerned about your debts, try not to worry but do not ignore your problem. There is help for both homeowners and tenants who have total unsecured debts of £2,000 or more, less mortgage and / or secured loans payments.

Government Debt Centre

Info:  Is an independent, free debt centre, authorised to assist and advise people on any financial problem.

Our debt specialists have over 20 years experience and will be able to confidently, professionally and discreetly advise you on the best way forward to help you through any difficult time. This website was setup with the sole intention of advising and assisting individuals; moreover, ensuring that you have a solution at the end of it all and can see the light at the end of the tunnel!

The Insolvency Act of 1986, Consumer Credit Act of 1974 and the Enterprise Act of 2002 provide the official tools to relieve you of your debt and our debt specialists have extensive knowledge of both when it comes to unsecured credit. Together, after just one phone call, you could be feeling relieved and more confident about what could have been an overwhelming problem.

Remember, do not bury your head in the sand and ignore your commitments, creditors will find you and will enforce the debt that you have agreed to. Let us help you today; we guarantee that you will end your call knowing what action is appropriate for your individual finances and how you can combat your financial concern. Whether you owe £3000 or £300,000 of unsecured debt, advice is at hand.

Newtomorrow

Info:  We’re a free debt advice company offering honest and professional debt advice to people living in Britain. Our aim is to provide you with the right advice, first time, every time. Once you get in touch with us, we aim to identify the right solution for you within 20 minutes.

Newtomorrow is part of the Invocas Group of companies. Invocas is a market leading company with 9 and a half years experience in the debt solutions market. Newtomorrow has been in existence since 2006 and in the past 12 months we have helped thousands of people through our expert and confidential advice service. We really can help you too.

Vision Statement: "To be the UK's leading provider of ethical debt solutions". Mission Statement:  "Our aim is to provide the right advice, first time, every time. We deliver this by providing appropriate advice which delivers a tailored financial solution. We achieve this through extensive training and guidance to our staff, enabling them to consistently exceed our customers' expectations".